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An investment where money is saved for a fixed term at a fixed interest rate for a desired period ranging from 3months to 5years. The interest rates are more favourable than in a savings account where money can be deposited and withdrawn at any time.  This type of investment is usually beneficial in saving for a specific objective due at a certain time. The interest rate grows with the term e.g. 1year investment earn interest higher than 3 months investment.  The longer the investment term, the higher the interest rate.


  • Existing operating  account
  • Minimum opening balance M1000.00
  • Attributes:
  • No withdrawal fees on maturity
  • Renewable
  • More than one account is allowed